Settled
The executor's companion
After a parent dies, someone ends up holding a folder of statements from institutions they have never dealt with — each one wanting a different form, a different proof of authority, and a certified original death certificate. Settled turns that into one tracked project: every institution, what that kind of institution typically asks for, what you already told them, and how many certified copies you are committed to needing.
The fraud-prevention steps come first, and they are free.
A real screen from the build now in testing. Settled shows these four steps before it shows you anything else, and keeps them one tap away from the project screen afterwards — no sign-up, no payment, no gate of any kind, permanently.
Everything below is working in the build under test.
One project, not a folder of paper
Give the project a name only you will see — "Dad's estate" — and add institutions to it. The project is finished when the last institution is closed; there is no separate "done" flag to keep in sync.
Nine kinds of institution, each with a starting point
Bank, pension, Social Security, life insurance, mortgage, credit card, utility, subscription, other. Pick the kind and Settled shows what that kind of institution typically asks for — hedged on purpose. It never tells you what the law requires where you live, because it does not know and will not guess.
A correspondence log per institution
Log a call, an email, a letter, a portal message or a visit — who you spoke to, what happened, when. So you stop re-explaining what you already did, to them and to your family.
The death-certificate counter
Banks, pensions, life insurers and mortgage servicers are the kinds that typically want a certified original rather than a photocopy. Settled counts how many of your institutions are of those kinds, compares that to how many copies you have actually ordered, and tells you plainly when you are short.
Fraud-prevention guidance, never paywalled
Freeze accounts, place a deceased alert with the credit bureaus, stop auto-payments, revoke shared access. First screen on a fresh install, one tap away after that, free forever. Safety behaviour does not sit behind a payment in any GliPpiN Toys app.
No estate valuation — permanently
Settled will never tell you what an estate is worth, what you might inherit, or what anything is likely to pay out. There is no currency field anywhere in its data model, and that is a rule the app is built against, not a feature waiting to be added.
The honest list of what is not built.
These are named in the app's own spec and are not in the build under test. They are listed here so nobody downloads Settled expecting them.
Letter drafting
Not built. It is the only place AI would ever be used in Settled, and it is not wired. When it is built, the sensitive record — names, account references, correspondence — is still never the prompt.
A read-only link for siblings
Not built. The field exists in the data model as a local placeholder; it does not resolve to anything, because the project's data has no server side.
Anything you can buy
Nothing in Settled is for sale. The in-app "Settled Pro" screen shows a "Pro features are in development" notice instead of a buy button, deliberately, so that nobody can pay for something that does not exist yet.
Nothing, today — and it will never be a subscription.
There is no price to quote, because there is no product to buy in the build under test and no purchase has ever been possible. The tracker, the correspondence log, the certificate counter and the fraud-prevention guidance are all simply there. If Settled ever does charge for something, it will be a one-time purchase and never a recurring one: the job ends when the last institution closes, and a subscription that outlives the job is exactly the shape this studio refuses to build.
No account, no sign-in, and the record stays on your phone.
Settled asks for no name, no email, no phone number and no password, and it does not sign you in — anonymously or otherwise. Everything you type (the project name, the institutions, who you spoke to and what happened, the certificate count) is written to your device's own local storage. Nothing in that path makes a network call, and none of it is sent to us, to an AI provider, or to anyone else.
Telling you more rather than less: the build does bundle RevenueCat's purchase SDK, which contacts RevenueCat when the app starts so that a store purchase could be recognised later. It is given a key and nothing about you — no user id, no attributes, and none of your project's contents. Settled ships no advertising SDK and no analytics SDK at all.